YOUR PRIVACY IS OUR CONCERN
We recognize the importance of protecting your personal information. We collect
and retain information about you to communicate with you, to process your requests
for products and services, and to inform you about other financial services that
may be of interest to you. Except as explained here in our Privacy Policy, we do
not sell nonpublic personal information about current or former customers, nor do
we share this type of information with anyone other than our affiliates. The examples
in this Privacy Policy are illustrative only and are not intended to be exclusive.
INFORMATION WE COLLECT
We collect the following types of public and nonpublic personal information about
you:
- Information obtained from you on applications and other forms, and from other sources
used to process your request for one or more of our products or services (e.g.,
your name, address, employment history, income, credit balances, property insurance
coverage and other representations made by you).
- Information arising from your transactions with us, our affiliates or others (e.g.,
your payment history, account balance and other transactional information).
- Information obtained from consumer credit-reporting agencies (e.g., your credit
history and creditworthiness).
WHO WE SHARE YOUR INFORMATION WITH AND WHY
Except as discussed herein, we will only share nonpublic personal information about
you with nonaffiliated third parties as permitted by law or with your consent.
SHARING INFORMATION WITH AFFILIATES
We may share information based on our transactions and experience with you - such
as your name, address and payment history - with our affiliates. By sharing that
information, we can better serve your financial needs and notify you of financial
products and services that might interest you, such as insurance.
OUR FORMER CUSTOMERS
We treat information about our former customers in the same manner as we treat information
about our current customers.
CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about you to only those employees
who need to know that information to provide products or services to you. We maintain
physical, electronic and procedural safeguards that comply with federal standards
to guard your nonpublic personal information against unauthorized access or use.
Maintaining the accuracy of your information is a shared responsibility. We maintain
the integrity of the information you provide us and will update your records when
you notify us of a change. Please contact us at the address or phone number listed
below when information concerning you changes.